Ulster Savings Bank is committed to making high quality banking and credit services available to all applicants consistently and in compliance with fair lending and fair housing laws and within the confines of safe and sound banking practices. If you have any questions or require assistance completing the direct debit form, please call our team on the number below: Phone: 0345 300 6086 Opening hours: Mon-Fri … Check mortgage, home equity and deposit rates. Balance transfer fees apply. Ulster Savings is a full service, local bank offering loans, insurance, investment services, payroll, tax and business solutions in the Hudson Valley. Ulster Bank mortgages are available for over 18s Request a call back from a mortgage adviser Simply complete your details and one of our qualified mortgage adviser s will call you back. Mortgages Mortgages with Ulster Bank just got easier. If you choose a variable rate, you can move to a fixed rate at any time with no Early Redemption Charges. Rates Updated 1/19/2021. If you are on a flexible variable rate mortgage or on our standard variable rate, there are no early repayment charges. Balance transfers are limited to 95% of your available credit limit, minimum £100 transfer. Request a call back from a mortgage adviser. Ulster Bank must instruct a "drive-by" valuation or a standard valuation depending on the Loan to Value of your property. If you want to have a Homebuyers report or a Structural report you can do so at your own expense. If you are on a tracker rate or fixed rate, overpaying more than £1,000 of your outstanding balance in any one year may trigger an early repayment charge.If you are considering overpaying by more than £1,000 in any one year please call us. Ulster Savings Bank will be offering the Homebuyer Dream Program in conjunction with the Federal Home Loan Bank of NY starting on June 1, 2020. When you apply for a mortgage with us, you can now upload, sign and view your documents online when you apply by phone or in branch. Exclusions: This offer is not valid for the following situations: A property where Ulster Bank already hold the mortgage. Standard Variable Rate is currently 4.30%. Ulster Bank Mortgage Centre PO Box 1953 Cartsdyke Ave Cartsburn East Greenock PA15 1ZA. Available to existing Ulster Bank current account, credit card, mortgage or savings customers who are UK residents, 18+ and earning at least £10K per year. Fair Lending / Fair Housing Statement. Our new business variable rate mortgages track Ulster Bank Standard Variable Rate (SVR*) for the entire life of the loan, or until you choose an alternative rate, if sooner. Under this program, you can secure the funds you need for the down payment and closing costs of your first home. 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